Yes, but Apple solved the "I'm too stupid to install apps on my phone" problem. Long-term bets are on Android I guess. I'm an iPhone developer but don't own an iPhone & my main phone is Android-based.
Are you working for someone else's company? I'm trying to figure how can you develop for the iPhone if you don't own one. Even if Bill Gates and Paul Allen managed to write a Basic interpreter (IIRC) without having access to the machine, most people prefer testing their application before offering it :-)