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I've liked other stuff by William Bernstein. His book "The Birth of Plenty" is excellent. I haven't read the pamphlet mentioned in the article, but I just downloaded it.

I'll be interested to see what his advice is to younger people now. At least in the past, he was not quite the typical scold. I always liked this quote:

'An optimist might cite this as an example of the "magic of compound interest." Too much is made of this phenomenon. A pessimist would note that our industrious saver died an old man without enjoying his fortune; had he consumed even a few percent of it each year his estate would have been vastly smaller. Personally, I’d rather be a 26 year old roaming the boulevards of Paris with a few francs in my pocket than a rich old man. Everyone cannot be rich, but perhaps their grandchildren can.' (from: http://www.efficientfrontier.com/BOOK/chapter2.htm)



If you haven't read it already, I highly recommend The Four Pillars of Investing by Bernstein. Goes into a bit more depth than his newer books, but it's still very readable.




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