> A software developer might be able to do these things in
> California, but only barely, unless they have a very cushy
> arrangement or they've ridden an exit for a startup.
You can live in an affordable part of the state...there is a California outside of LA and the Bay.
I agree, and took it one step further. Even though I grew up in LA and am co-founder of an SF-based startup, I don't live there anymore. I choose to live in Chicago for a higher quality of life and lower cost of living. My attitude is thus: I'll move back to SF when I'm rich, but when I'm rich, I won't need to move back to SF.