That sounds harsh. I think it's more that there are many young, single people who have the freedom to accept financial hardship in the short term, in order to secure wealth.
Once you have kids, you can't as easily say, "well, we'll just sleep in the car for a year", or "I'll just stay at work ten hours a day and take advantage of their free meals" (or something). For most parents, our risk-taking preferences change dramatically once we have something to lose, and the pressure from our spouses makes it a little bit harder to take on risks of catastrophic failure.
Why can't you? It's not like you have to quit your current job to find a better one.
My advice to anyone who doesn't like their job: please don't come to work in a shitty mood all the time, bitch and moan, and spread your poison around. You don't have to love your job, but quit making excuses and being lazy and go get yourself one you will love.
> Why can't you? It's not like you have to quit your current job to find a better one.
Finding a job I love would require me to change my career and–in the best case–would most certainly offer a starting salary that's far less than I need, given my current financial responsibilities (e.g., my family and $130K in private student loan debt).
Furthermore, I would most likely have to earn another Bachelor's degree.
Not going to really try to refute your claims, but it sounds like you're making it as difficult as possible. For one I highly doubt you'd have to earn another bachelors degree. There has to be another way..
Sure! Can you provide for my family while I do?