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>> Render all passwords unreadable during transmission and storage on all system components using strong cryptography.

>(It appears this does not include cardholders.)

Ah, very informative. So, here is the problem: the fact that crypto is specified when it's the wrong tool for this particular job (that of storing my online banking password). I don't want my password encrypted. I wanted hashed and salted with something like bcrypt, and I don't want it sent in the clear over email.



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