Don't forget spouses.

ding ding ding!!! I was just about to chime in about that. Are these stats accounting for spouse and children and adults in school/military at the time? I'd be curious to see how the numbers break down.

Also of note is that when you do calculate in Spouses and children, they still had insurance because it was less common to "only insure yourself" (I have no data to back that statement up).

Nhashem didn't say "through someone else's employer".

If you want to be pedantic about it, understand me as just evaluating your proposition.

But yes, I suppose that on some level you're right: 80% of the population has probably never been simultaneously employed.

>80% of the population has probably never been simultaneously employed.

Nor will that ever be the case.