Hi, if you want to make this into a viable product, you might want to consider that credit worthyness assessment will be considered high-risk under the AI Act. This means that you will have some compliance headaches if you want to go beyond pure R&D. As the AI Act goes beyond GDPR, it won't matter I would guess if it is about company data, which btw can absurdly also be considered personal data by some data protection bodies. Still very nice.