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> high-deductible plans designed to discourage people from seeking any healthcare

This is in fact not the purpose of those plans.

They try to actually be insurance (ie, in case of unexpected high expenses) rather than a combination of insurance plus pre-payment of typical expenses.



But do they actually have that result? Or do they simply put people off of all early care


as they say on the internet .. por que no los dos?

1. they do (post-ACA) function as effective bankruptcy insurance

2. they likely deter the people enrolled to avoid early/minor/preventive medical visits.


It may not be the intent of those plans, but if it's the result, then that's what matters.




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