That's OK, I don't want to owe anyone money.

I can quit my job with full peace of mind, that's what this whole thread is about.

If and when I have money to buy a house, I'll just buy one. It's not that different from buying a fancy meal or a plane ticket. If I have the money I might buy it. If I don't, I don't think about it. I'm simple like that, and as a result, I have very few financial worries.