Yes, I (CF patient) just had a one-week hospital stay, and right now the (retail) price of that vacation is around $100k the last time I looked at all of the bills. (fortunately I have amazing insurance)

When I saw you mention multiple hospital stays a year, I went "well a single admission runs about 20k" and extrapolated from there.

Of course. All medicine producers know to price their product just below the alternative.