I said this a ways back in another thread, but I think over the next 10 years or so, we’re going to find out exactly how much of the tech sector was built on the back of absurdly low interest rates making money basically free. Just borrowing and borrowing and borrowing over and over gesturing vaguely to the concept of “behavioral data” in the ethereal future and how you’ll make it all back advertising mattresses and food subscription boxes.