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I'm curious to know if this is a real phenomenon that has been observed. Would you be able to point me in the direction of resources to learn more about this?

The reason for my skepticism is that even without deflation, a dollar tomorrow is usually worth more than a dollar today, yet tons of people* don't save or invest much/any of their money, even if they're able to.

* I'm speaking from the perspective of an American FWIW.




A dollar tomorrow is worth less than it is today


Your local bank or credit union will trade your dollar today for more than a dollar tomorrow!


And they will simply take your physical dollar and store it deeeep under the ground where no wild west thieves can steal it or even look at it, so that they can store it until tomorrow where it will be worth more!


Japan had deflation. Can search for information on that. Many articles out there about it.


> even without deflation, a dollar tomorrow is usually worth more than a dollar today

No, that’s deflation.

If you’re talking about investing, that’s different. The dollar is still worth less on its own. It just made extra dollars in the meantime.




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