These are all valid points, personally I don't plan on touching these savings for a long time (nor do I really need to track it using apps like Mint/RocketMoney/etc), but if you do then the Apple Savings account really isn't a good choice.
Personally I see it being tied to my phone as a positive, I don't really need to think all that hard about it, signing into an antiquated banking website, doing 2FA, etc etc etc.
Hopefully over time Apple adds these things, but they're certainly not a blocker for me.
Personally I see it being tied to my phone as a positive, I don't really need to think all that hard about it, signing into an antiquated banking website, doing 2FA, etc etc etc.
Hopefully over time Apple adds these things, but they're certainly not a blocker for me.
That fantastic app factor goes a long way for me.