No cryptocurrency in its current or foreseeable future state are useful as daily methods of payment, for many reasons. Cryptocurrencies are volatile speculation instruments, not a practical currency as they lack the necessary combination of stable value, widespread adoption and either usefulness outside of limited markets or privacy friendly method to convert. Monero might not be as routinely traceable as other cryptocurrencies but any conversion to or from fiat is likely to be traceable or dodgy enough to get a bad rate of return. To be a truly useful currency someone has to be able to earn it one day and spend it freely in the overwhelming majority of commerce situations a week or month later for the equivalent value. That is not going to happen with cryptocurrency in the foreseeable future. The majority of people who claim it will be or should be are typically those most interested in cryptocurrency being a volatile speculation instrument, which defeats their stated goal.