that makes it even funnier if you know how the rest of the world operates.
for the past decade most countries (china, india, brazil, eu, etc) have central bank issued APIs for instant payments.
without being a client of visa, apple, etc... anyone can instantly transter money around. some banks require an app, others allow via sms, etc.
the US seems like it is stuck in time, still swiping credit cards, and only having a glimpse of the world via toys their kids play with, until they are old enough to go back to the american way and start swiping cards.
for the past decade most countries (china, india, brazil, eu, etc) have central bank issued APIs for instant payments.
without being a client of visa, apple, etc... anyone can instantly transter money around. some banks require an app, others allow via sms, etc.
the US seems like it is stuck in time, still swiping credit cards, and only having a glimpse of the world via toys their kids play with, until they are old enough to go back to the american way and start swiping cards.