Yeah, the only reason I use it at all is for my less frequently used cards for special purposes. Cards I wouldn’t normally carry with me in my wallet, but it’s nice to have in case I randomly need them. So it’s nice to have the option, I just don’t understand how anyone would expect Apple Pay to replace the simplicity of credit cards for normal high-volume transactions.
This is so alien to me. I’ve been using Apple Pay for years. I don’t even know where my wallet is half the time. I certainly don’t carry it on my person. If you have an Apple Watch it’s even faster.