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> You're definitely in the minority when it comes to the Western world.

This is certainly true, and it's because of conscious decisions I've made to avoid debt and fixed recurring expenses.

I wasn't trying to say that my situation is the norm, I was using myself as an example to demonstrate that "There's very few things left that we "own outright"" isn't accurate, or at least isn't because there are no other options.

A house is an obvious exception, because they're too expensive for almost anyone to buy outright.



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