> mostly the monthly minimum on credit cards they ill-advisedly used to pay rent when they lost their job.
What is advised in that situation? Homelessness? A lot of people found themselves dealing with that during the pandemic and they ate up all their savings and/or ran up debt just to keep a roof over their heads and food on their tables. If I had found myself in that situation I'd probably have broken the lease and moved in with friends/family but not everyone has others who they can depend on to take care of them like that.
What is advised in that situation? Homelessness? A lot of people found themselves dealing with that during the pandemic and they ate up all their savings and/or ran up debt just to keep a roof over their heads and food on their tables. If I had found myself in that situation I'd probably have broken the lease and moved in with friends/family but not everyone has others who they can depend on to take care of them like that.