I manually enter all of my transactions, but for correcting mistakes or for automatic payments, linking to my bank accounts is still very useful.
Also, some accounts update faster than others for some reason. Usually YNAB will import them the same day.
Plaid doesn't post transactions, but it does have my credentials which I said I would not share with anyone when I opened my bank account. Those credentials do allow posting transactions, and while it's not likely that anything will happen, if something does, I'm theoretically responsible. At the moment, I'm willing to take that risk.
Also, some accounts update faster than others for some reason. Usually YNAB will import them the same day.
Plaid doesn't post transactions, but it does have my credentials which I said I would not share with anyone when I opened my bank account. Those credentials do allow posting transactions, and while it's not likely that anything will happen, if something does, I'm theoretically responsible. At the moment, I'm willing to take that risk.