Completely agree. Capital is used to make Kings. Companies like Uber, Lyft, WeWork - won't exist without this. As for quality of the founders, I think, with enough money (and loss appetite), a mediocre team can execute well on an decent opportunity.
It is hard for an incredible team to execute well on a decent opportunity, even with ample capital; the 'it is trivial once you have money' trope is just that, a trope. Money does not make a company successful; financing helps along the route, and helps allow the founders to take bigger risks (with hopefully similarly outsized rewards), but it does not execute for the founders. That part is still on the founders, and is still the most important part of any startup bet; 'can they raise future capital' is certainly a factor in the decision, too.