Meh, to me these feel like separate buckets. I dislike a lot of ads that I find to be irrelevant or patronizing, which is why I run uBlock online for most sites, but "stress from seeing bad ads" isn't the only factor here.
It seems like there are three big possibilities:
1. I see ads, and some of them cater directly to me. In this case, I see a lot of irrelevant/patronizing ads, but also some ads that make me see a product or company I like.
2. I see ads, and none cater directly to me. I see a lot of irrelevant/patronizing ads, and fewer ads that show me a product or company I like (and especially fewer that can only afford to market to people that are likely to buy their product, e.g. a sale at a local toy train repair shop or something).
3. I see no ads at all. This is what I default to on the internet, except for some whitelisted sites. There is no stress from seeing bad ads. There is also no possibility of serendipitously finding a new product/company I want to try.
A lot of people are strongly in camp #3. That's fine, I'm in camp #3 for most of the internet. However, given that I have found value out of some ads, it's hard to put "stress from bad ads" against "joy from products I found through ads" on a single scale. As such, I can empathize with camp #1. Likewise, I understand that camps #1 and #2 can be important monetization mechanisms for websites that I support, and I'm fine taking that hit in exchange for those websites still existing (as I'm sure most others are -- if ad-blockers disappeared overnight, my gut tells me that the average person wouldn't change many of their browsing habits by a lot.)
To me it seems like the lesser of two evils that if a company needs to show me ads (in a privacy-respecting way), then I'd like more of those ads to be relevant. All that said, I'm happy to be wrong here, and maybe I underestimate how much other people hate bad ads too (and also, all the above options assume respect for privacy in ad-targeting, something that I don't have nearly enough insight to even make educated guesses on.)
If you do, I dispute the claim you hate the average ad more than most people, as would millions of Adblock users.