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I recommend PNC's Virtual Wallet actually. It's not quite as nice as what you're describing here, but the main interface is a calendar which shows upcoming bill payments, scheduled ACH transfers, checks you've written, and your paycheck. It uses that to calculate a free balance before your next paycheck. It also has tools to schedule automatic transfers between accounts (checking/spend, reserve, and savings).

Their landing page for the product is absolutely awful: https://www.pnc.com/en/personal-banking/virtual-wallet-overv...

You can see screenshots of at least the mobile version on the play store though: https://play.google.com/store/apps/details?id=com.pnc.ecomme...



I've tried PNC, it is an absolute disaster in terms of website, app, fees, timeliness, etc. I have absolutely no idea why anyone would open an account with them.

What I had heard was that they had excellent customer support, but then they accidentally locked up my entire checking account for weeks and claimed they couldn't do anything, I just had to wait - until I literally contacted the CEO. I have, of course, since closed my account there.




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