I realize it exists, and also realize that I'll never be a part of it. And that's ok, even if it makes me feel shitty.

Money is a tool, and like any other tool it may or may not be useful to you. If you want to be a digital nomad on a little boat sailing about then you need much less money than someone who wants to build a mansion and drive a ferrari.

Money does not indicate how valuable you are as a person, it indicates your ability to optimize for money generation. Or put another way, money won't make you happy, don't let the lack of it make you unhappy.

"don't let the lack of it make you unhappy."

It doesn't... that's my wife's job.