On the other hand, it presents an opportunity in countries with a moratorium on using genetic testing information for insurance purposes; it creates an information asymmetry in your favour. For example, until 2017 in the UK you can take out as much life insurance as you please with no test-result penalty (with the sole exception of Huntington’s Disease results). http://www.abi.org.uk/Media/Releases/2011/04/Insurance_Genet... Perhaps the insurance companies figure that knowing the results might improve the actual outcome in many cases, because the individual alters their behaviour to mitigate them. That, and the predictive power of most tests is fairly weak at present.