One solution I heard is changing the loan requirement to be a fixed price sole payment accepted with zero required additional bundling. They can have scholarships but none of this "must stay in our dorms the first year and meal plan, books must be bought from here now suddenly several thousand each" mark up smuggling opportunity bullshit. So there would be a driven for efficiency. You want federal money for education? It is accept $35K/yr per student or get bent.
There would be fine tuning in the numbers and parameters but that would kill price as a signal as a good thing as it forces either public rates or exorbitant private school which thinks they can actually make more without the massive prime consumer pool.
There would be fine tuning in the numbers and parameters but that would kill price as a signal as a good thing as it forces either public rates or exorbitant private school which thinks they can actually make more without the massive prime consumer pool.