The financial system is a mess these days... I think being lazy is a good thing. Just find a 9 to 5 job and do the bare minimum work that you need to be able to eventually retire.

Don't waste your life chasing success. Success is completely random.

The journey to learning this terrible fact will teach you a lot of things, none of which will make your life any better. It's far better to be a lazy idiot. Stupidity and laziness are very useful tools for succeeding in our modern economy. Lazy people don't get burned out.