On the contary, gamers are relentlessly abused by shitty marketplaces who proactively defraud their users.
Steam's history = sued by consumer watchdogs in Australia for denying ~20,000 lawful refunds. This went on worldwide for 10+ years of blatent theft and shutting down user accounts for chargebacks, and they got away with it everywhere except Australia - maybe 5% of their users and victims. This is the only reason they offer refunds today, using dark patterns like "refunds are outside of the steam client" to keep the fraudy little flame alive.
GOG's refund policy is you must install additional software on your computer so they can prove the game will open so they can deny a refund. This is an illegitimate reason to deny refunds to consumers in many countries. It's a fake refund policy that is "designed to not give refunds" which is exactly the fraud that got Valve in trouble but continuing for years later.
