No we don't. Currently messy systems ensure that caveat emptor is alive and well. Buying, selling and all the other activities on the internet may be easier to implement from a computer point of view with a centralised ID, but it's a very good thing that people employ caution in online activities.
You cannot eliminate fraud, deceit and risk. You cannot create a utopia. These things are impossible, and all the best intentions in the world usually have bad unforeseen outcomes. Natural growth of systems is the best way forwards. A company like PayPal tries verification by depositing small amounts, it works, the consumers don't mind, so it stays. Another company tries something else, consumers don't like it, it goes. At no point is a central committee involved. This is the way it should be.
You cannot eliminate fraud, deceit and risk. You cannot create a utopia. These things are impossible, and all the best intentions in the world usually have bad unforeseen outcomes. Natural growth of systems is the best way forwards. A company like PayPal tries verification by depositing small amounts, it works, the consumers don't mind, so it stays. Another company tries something else, consumers don't like it, it goes. At no point is a central committee involved. This is the way it should be.