In the case of New York State I do better when my income is less in that I can get a health plan called "The Essential Plan" where I pay $25 for a psychological visit, $50 to see a dietician, etc.
If I make more money I can get a high deductible plan where those things cost me about $200 each. If I don't want a high deductible plan on the Obamacare market I have to pay the whole cost of the deductible in my premium so what's the point?
Every private insurance plan from a company I might work with is high deductible. You've got to have a government job to get something else.
In the case of New York State I do better when my income is less in that I can get a health plan called "The Essential Plan" where I pay $25 for a psychological visit, $50 to see a dietician, etc.
If I make more money I can get a high deductible plan where those things cost me about $200 each. If I don't want a high deductible plan on the Obamacare market I have to pay the whole cost of the deductible in my premium so what's the point?
Every private insurance plan from a company I might work with is high deductible. You've got to have a government job to get something else.