Did you read the article? It's not about most people. The article is about jobs in the Silicon Valley software/tech industry not just jobs in general. Everybody at startups and software companies gets options, and a small but not insignificant percentage of them get rich. The article is about the attitude that if you didn't get rich you must not be any good at your job.
I did. I was replying to the parents comment about not being able to retire early specifically because of bad luck. Not the article directly.
And even based on your comment, I still think that statement sounds wrong to me.
> a small but not insignificant percentage of them get rich.
It happening to a small percentage means it require good luck for it to happen to you, not just the absence of bad luck (which implies it happens to most people unless they have bad luck).