When not paying contactless (which takes less than 5 seconds like you mentioned), paying by debit card takes 6 seconds: enter card, mash 4 number PIN, push OK. And after that 0 seconds spent on change, fumbling with bills and coins etc.
What I noticed in Germany though, is that many store clerks insist on taking your card, then putting it in the machine, handing it to you, then take it back from you when you’ve entered the PIN. Yes, if you do it 1920’s style then it takes longer than a cash transaction...
Yes, unfortunately. I don't know if many shops have shitty Internet connection (sometimes the card reader even displays "ISDN dialup" in the status field) and/or the online clearing takes so long, but it really is annoyingly slow most of the time.
When not paying contactless (which takes less than 5 seconds like you mentioned), paying by debit card takes 6 seconds: enter card, mash 4 number PIN, push OK. And after that 0 seconds spent on change, fumbling with bills and coins etc.
What I noticed in Germany though, is that many store clerks insist on taking your card, then putting it in the machine, handing it to you, then take it back from you when you’ve entered the PIN. Yes, if you do it 1920’s style then it takes longer than a cash transaction...