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Sadely not all banks validate the billing address. Some just check the zip code, others don't even do that.


Thankfully.

Trying to use a non-US card in the USA is a pain: most online shops or machines (e.g. NYC Metrocard) require a 5 digit ZIP. Cards from elsewhere don't have a 5 digit ZIP to enter. So usually I can't use those websites, at least if it's a machine I can pay cash.


By choice, to make it easier for our customers to pay (we are saas) we only require the number and CVV.


Do you have a payment provider that verifies that card?




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