although i appreciate your attempt at libertarianism, your logic is non-nonsensical: you attack regulation without offering an alternative or re-defining the problem
in politics relative merit is what gets things done (Hint: you can get around this by starting your own libertarian paradise on some uninhabited island, may I submit the name "jackassland" for your consideration)
Actually, that's not "all you can do".
Note that regulators "don't have any skin in the game" and that regulation is systemic risk (by definition).
Also, regulation is always behind.
And that's without even addressing the elephant in the room, regulatory capture.