Unfortunately, the credit card companies seem to disagree :( Or at least that's the response my brick and mortar payment gateway has given me in the past for something like this :(
To get a decent rate for our salon, we had to project ridiculous revenue and pray that we came close to it to even get a reasonable rate.
You should checkout squareup.com/features - I don't work for them. No monthly fees. 2.75% + $.15 if card is present. Though I think they are in beta and people in the forums were complaining about not getting the hardware last I looked about a week ago. It's for brick and mortar operations.
Feel free to shoot me an intro e-mail. I visited your site and we would definitely try out something at our salon just to see how it goes :) Probably more like a pilot program but who knows! bradley@getmochi.com
To get a decent rate for our salon, we had to project ridiculous revenue and pray that we came close to it to even get a reasonable rate.