Fraudsters frequently use "smurfs", who are often less than sophisticated, to get around this.
Pretend you're a not-too-savvy-about-international-finance person in the US who, because you have a pulse and are at least minimally socially established, has a checking account. The Internets tell you that you can make good money working from home as an accounts payable clerk. On showing up to work on the first day, your new boss tells you that the job is occasionally getting an email with instructions regarding an incoming wire transfer into your bank account, with instructions to keep 10% for yourself (your salary, obviously) and forward 90% to the supplier he tells you. Totally aboveboard, right?
Money laundering is a fascinating, fascinating topic.
Pretend you're a not-too-savvy-about-international-finance person in the US who, because you have a pulse and are at least minimally socially established, has a checking account. The Internets tell you that you can make good money working from home as an accounts payable clerk. On showing up to work on the first day, your new boss tells you that the job is occasionally getting an email with instructions regarding an incoming wire transfer into your bank account, with instructions to keep 10% for yourself (your salary, obviously) and forward 90% to the supplier he tells you. Totally aboveboard, right?
Money laundering is a fascinating, fascinating topic.