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You might want to consider Beanstream -- they're based out of Victoria and offer services broadly similar to Braintree (data vault for CCs, etc).

IIRC, it is possible for a Canadian company to use Braintree and other US based payment processors, but you need: a) A US EIN number b) A US chequing account

The US chequing account is easy -- you can get that through Harris (www.harrisbank.com). They are actually a subsidiary of BMO, and so are used to opening US accounts for Canadian individuals and companies. You can work with them entirely by mail/e-mail (including the account opening process). I know foreign companies can apply for an EIN -- but it's not something we've done, so I can't speak from experience there.



I have a personal US bank account with Harris. Very easy to setup for Canadians and great customer service.




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