> If you want to see what life is like without access to modern financial tools, got visit an Indian Reserve in Canada. Housing is cheap there.
So the wealth which flows in resource-abundant places is due to banking, and subsequently the lack of wealth in some desolated lands is due to the lack of credit availability, and both have nothing to do with the natural conditions of those regions?
Actually, when I hire people I don't recommend them mortgaging their life, regardless of what I might think about affording or not to pay for their services either now or in an immediate future. In a surrounding changing world, instead of gaining leverage to better cope with its changing nature, people instead take mortgages! And guess what - they don't do it in their most clear minds. They always do this life-changing decision dreaming. That is what makes things overpriced and unaffordable without a mortgage.
Romanian was NOT so "Latin" as the people like to put it. Yes, cherry-picking one could find instances of astonishingly well preserved Latin traces, but the fact is that the old Romanian had only under 40% Latin-descending words and was heavily infused with words from Slavic, Turkish, Magyar, Bulgarian, German, and what not! By the way, those layers were being ousted continuously in a political effort to "re-Latinize" the Romanian language. To give you an example, the word "slobod" was a common Romanian word of Slavic origin, meaning "free" and was used broadly in various formal contexts (like administration, where "slobozie" was officially a locality free of taxes), and now its default meaning is the content that was "freed" on ejaculation, thus avoided in all but vulgar instances. For a while now Romanian proffered Latin-originated borrowings and thus become more related, but I think you could force that pretty much on any language if you try hard enough.
Yet you did it anyway! :)
Actually, he did begin by responding something useful to what you've written.