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Hi - we have a consumer financial app on both the appstore and chrome store - how do we get in touch about potentially using your api?


Feel free to reach out -- I'm zach@plaid.com


its more than that. I remember being bullied and called little jew by kids, by teachers, by school principal, by janitors, by strangers on the subway when I was 7 or 8 because I have soft Rs and curly hair, and I am not Jewish.


don't know much about how Iranian dates work so I peeked inside the code to see the actual conversion.

Line 482 - $g_days_in_month = array(31, 28, 31, 30, 31, 30, 31, 31, 30, 31, 30, 31);

Umm, what about leap years, you know the ones that have 29 days in February?


Looks as if lines 489 onwards are for detecting leap years.


If he is so unhappy he should sell it on ebay, they go more than double the asking price at the moment.

I am absolutely happy with mine, simply blown away not just by the quality of the phone (its outstanding) but by how nice the stock android really is. No more bloatware and "enhanced" UI for me


I have a Samsung Galaxy 1 at the moment and after 2 and 1/2 years of poking usb thingy into the receiving port it came undone. Not completely, but it takes a fair amount of jiggling and negotiations to get the juice flowing.

Wireless charging makes a lot of sense, I am going to buy one as soon as it becomes available


In my case lack of LTE is not a big concern, I am more concerned with lack of SD slot for example, or battery not being user serviceable.

LTE or not LTE, everywhere I need to I have a Wi-Fi readily available and Nexus 4 supports phone function over the wi-fi as well, so lack of it is not really important

I am also looking at possibly getting Galaxy S3, it is priced at $50 on black friday but I will have to sign another 2 year contract with Sprint and endure another bout of Sprint useless bloatware being installed by night, endless attempts to charge me for something very basic like voice mail transcribtion, etc.


been there done that. Had stock options not from one, not two, but three startups in dot coms. Worked 60 hrs week - to the bone. Came through with nothing, actually lost money because in one of the startup I had to buy out my options and it came with a large tax bill for some reason


> I had to buy out my options and it came with a large tax bill for some reason

This usually happens if your option has a strike price lower than the market price at the time they're issued, in which case depending on jurisdiction they difference will usually be taxed as income on exercise. If you're really unlucky about where you are and how the options are arranged, you might even get taxed based on the market price on exercise. E.g. Norway at least used to be that way a while back unless you took specific precautions to get the options issued under an approved scheme.

It's something to be aware of, as it means a lot of people might not be able to afford to exercise the options before they're ready to sell the shares, which means your total gains gets taxed as income most places (as opposed to if you see the company on a nice upwards trajectory and exercise and wait, in which case you may end up paying only capital gains and in some cases depending on where you are might end up paying reduced capital gains rates on the growth from your exercised onwards). The difference between a good and bad options plan can easily be 50%+ tax (e.g. UK, if you're careless you might pay 53.8% - top rate income tax + national insurance + employers national insurance contributions, vs. 10% if your company qualifies for certain incentive schemes for startups and the options plan is structured right..)

It might seem great to have a really low strike price, but if you expect to be in it for the long haul and might contemplate exercising options before you're ready to sell your shares, talk to a tax lawyer before agreeing to options terms.


For those in the UK you need to read and understand the implications of Mansworth vs Jelley as it could save you a chunk of Capital Gains Tax (or allow you to carry forward a capital loss to offset future CGT).


this. who do I call when I have issue with Google overcharges or whatever? last time we had these issue we were told, quote "we (google) are an internet company and as such we don't have customer service".


That's not true. I bought a brand new Schwinn at Walmart for $140 after taxes. Its not a very good bike but its good for what I bought it for, i.e. trips to coffee shop without worrying for it to be stolen. My other bike is a $2.5k Specialized Tarmac which I don't use casually


this. I love florida and usually spend a month or two in the winter there. I am not impressed with the people, coming back to boston is a breath of a fresh air. I can move my startup there full time but I don't primarily because of how out of place I feel most of the time (and its too darn hot in the summer)


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