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Fidor has been pretty good for the fintech space back in early 2010s


https://clearjunction.com/ offers pretty decent APIs and the features you described. Virtual bank accounts, per-customer deposit vaults, payouts, payins, webhooks and so on... They've been fairly reliable over the years.


As they say... Knowledge is power!


I've been coding on a 13" laptop for years now and I must say I would never switch it for anything bigger. Keep in mind that you might an external screen for design heavy projects but that's it.

Recently bought the new dell xps 13 with infinity display and that thing is just a pleasure to work on.

Your only limitation might be battery life if you're going to do a lot of neural network stuff while on battery.


I can have it plugged in nearly 100% of the time.


To be honest, even in the age of web app and services that claim to be doing everything for you, MS Excel is still my best friend.


We do our best. Once read - it's gone.


How could I possibly verify that though?

Case 1: You delete my message once I read it Case 2: You simply report it as deleted once I read it(but keep it stored)

Is there any way for us to distinguish the two?

The more important part of my post was "What stops Delete.im from saving your messages?". What if you get an order from your government's legal apparatus to save my messages?


Delete.im is only really meant to stop things from sitting in your email / chat history. Passwords, codes and things like that. You usually send those to people you know.


Haha, good point.


Passwords / codes / etc. Pretty much everything you dont want sitting in your chat history / email forever.


Pencilo, I can really see your point but I that's not why we made it.

Delete.im is not supposed to keep you safe from hackers or NSA. It's only to prevent sensitive data from lying around your chat history or emails. That's pretty much it. It's a completely different concept from snapchat and the others.


This isn't about hackers or even the NSA. The NSA is like the final boss. This isn't even passing level one.

The point is that you don't actually offer me any more privacy than if I just used the 'Off The Record' feature of many chat programs or deleting my logs.

Are 'off the record' conversations deleted the second they fall off your chat history? I doubt it. Are delete.io messages deleted once the server started returning 'this message is unavailable'? I doubt that too. More importantly I can't verify if you delete them then or even at all.

Now my sensitive data is not lying around in my chat history or emails, it is lying around on your server. If my logs are only stored locally I can delete them. Likewise if I control my email server I can delete them.

How can I prevent sensitive data lying around on your server? Are you more trustworthy than my email? Why?

The comparison to Snapchat and friends comes from the 'limited number of views' or 'viewable only for a time' feature. These features are trivially broken at best and misleading to non-technical people. These are marketed as privacy features and they're a lie.

If you want to bill your service as a pastebin style service that removes files after a time then go right ahead, I will not have issues with that.

If you want to claim that those features are to protect sensitive data? Then I have a problem. Services built around working with sensitive data need to be held to a higher standard.


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