No, if I believed wishes, hopes and prayers affected anything why would I waste the finite quantity of them on random people let alone people I professionally separated myself from?
As Donald Draper once said "I don't think about you at all."
If we get into it, I think that beliefs are a better abstraction that wishes. Beliefs structure relationships. How does a person believe that he relates to another person. So when I think of "wishing someone well", it's an English-language nuance that makes it an activity, but in reality it's a choice of what beliefs I hold. And, I find, the only beliefs that are a chore to carry around are those that don't serve me.
Sadly, no: you'll almost certainly burn it, faster than you think.
Anthropic recently (within the last few months) gave out what amounted to around $70 CAD im free credit. I rationed it slowly, spending maybe $5 in a month, using it a few dozen times to allow a Haiku-based task to finish past my usage window.
When Opus and Sonnet 4.6 released, I made the unfortunate mistake of "experimenting" with them on some work that couldn't be thrown away. I hit my timed usage cap, allowed Claude Code to consume 'extra usage' credits, and... nearly vaporized the entire credit balance within a couple tasks.
I understand that Opus and Sonnet are (considerably) more expensive than Haiku, but watching money burn by the dollar, in real-time, was enough for me to turn off extra usage entirely.
i've still got about 9$USD left from that last free credit round, I am a poor example though. I think i keep a strange amount of discipline compared to most when it comes to usage. I see why it happens to people where stuff is just burned fast, and I've even caught myself a few times in moments where i wasn't monitoring properly and COULD have destroyed my usage and perhaps just got lucky that whatever i asked wasn't causing loops.
I also really dislike compacting though, and perhaps that is the catalyst for why i never burn unexpected amounts. In my Claude.md i have instructions to wrap up work around 150k tokens, from there i usually have enough of a window of tokens to decide what to do with the work done that session.
sometimes thats a simple ya, in those situations i use the remaining usage to have claude update .claude/ with relevant changes, if i've got more wiggle room for tokens, i might even craft up my next plan which is usually TDD style, and i have it write the failing tests before ending the session and passing the handoff.md which is the finished plan to a fresh context window.
This is probably not the best way for rapidly getting stuff done, but i think its one of the best ways to be effective with less usage at your disposal.
At least for european consumers the 12 month limit is probably illegal, as it is equivalent to cash and probably also needs to be refundable (similar to prepaid phone cards).
Sales tax is charged at the "top up" point - guessing that renders the cash into non-refundable disney dollars that vanish to the balance sheet after 1 year and 1 nano second.
I swear my apple hosted mail spam filter works in reverse. The inbox is full of spam and the legitimate messages (including apple billing notifications) in the spam folder.
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