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There need to be more companies solving this from first principles like Yuzu Health.

They have a cool blog at https://yuzu.health/blog that gets into the dynamics of this stuff. Legacy insurance is cooked.


Don't you mean "we" have a cool blog? Looks like you work there.


These sorts of projects always seem to end up with the worst doctors. At the end of the day, seeing a good doctor is all the patient wants.


We love hiring junior engineers at https://yuzu.health/careers.

Please apply or reach out to me over email: russell@yuzu.health.


Isn’t your pay kind of low to be an in office job in NYC?


Not OP but that is market rate for a junior at a startup at their stage in NYC.

Salary expectations are ridiculously out of whack among junior engineers.


That seems like a fantastic salary, I’ve never gotten close to that.


It is - outside of NYC.


Oh hey I work for an (old fashioned) TPA. I need to get some sleep but I might check this out tomorrow.


Insurance is truly the place to find information challenges. It’s abstract but hypothetically structured well.

Seems like there are a lot of use cases for this.


Only hypothetically structured well. In truth, basically every carrier structures their data just a bit differently, and then on top of it, few insurance packages in commercial insurance policies from one carrier. and then you have to deal with appraisals, tech specs, and all the other external data that is basically randomly structured.


As well as pesky websites with either zero or crappy API support. You end up biting the bullet and entering the data by hand or taking a screenshot and hoping OCR does the job.


I had no idea the concept of product market fit was so new


This happens with healthcare data too. Every prescription you fill is tracked and used as input data for many insurance models that make health insurance pricing decisions.


Yuzu Health. NYC.

We are: Health insurance plan manager growing 10%+ m/o/m with a founding team of just 5 people. We are using technology to link together new incentive structures that work better than the traditional health insurance model to power employer sponsored plans.

Looking for: A full-stack builder, in person only. Someone who loves to build and wants to ship every day. Our technical challenges include complex data structures, interfaces, and integrations related to the financial layer of healthcare.

We believe that if we can abstract away the surprising complexity of running a health insurance plan then we can make health insurance more transparent and affordable.


I’ll admit that my company posts jobs to show strength to customers, partners, and competitors despite not actively hiring.

My rationale is that if people actually cared enough to reach out to me personally (we are tiny startup) I would respond honestly.

And yes, if the perfect person came around I would hire them on the spot.


Irregardless this feels immoral if not somewhere illegal.


I thought this was about Yuzu Health


You should owe the money to the school. Will align incentives. If graduates don’t make enough to pay back the debt then the school could become insolvent. As it should.


Schools don't need to be burdened with credit management, nor do they have the capability. When you take out a loan for a business, you don't take out loans directly from each of your suppliers and employees, you go to a bank who should know a thing or two about credit risk.

You should just owe money to banks -- and banks should be allowed to fail.

Right now, the only people on the hook are the taxpayers who bail the banks out.


> Schools don't need to be burdened with credit management, nor do they have the capability.

Universities, with their huge endowments and large staffs to manage investments, have already become financial institutions.


Considering how they manage various scholarships too, would loans be that much to add? They already deal with money in multitude of ways including things like grants. So there shouldn't be that much difference.


Yeah these are good points.

Let schools act as creditors or not, depending on their business model. What's important is that government shouldn't be acting as a misaligned lending institution.


Wouldn’t this just incentivise universities to be job training centres?


Another fix is taxing companies more proportionate to the fire/layoff sizes. Laying off employees to raise bottom line profits also denies the Government from collecting taxable income which most people can't tax evade like larger businesses do.

It also ensures SS is contributed toward because the longer there are pauses in the contribution of SS the harder it is to establish a sustainable in system. The rich folk have always been trying to remove the SS system because they don't want to pay more taxes. We pay taxes to support the infrastructure that can keep wealthy comfortable. Reason things cost so much was because of greed and a lack of common sense dressed up as sympathy. Certainly makes the number climb in terms of profits but if the profit's value is dilluted then do the numbers really mean anything?


Would that actually be a bad thing? I see no reason why higher education should not be job training too. World is even more complex place so increased training for some jobs has reached level were university level is needed.

Also, if we talk purely about research, shouldn't that actually be a trained job? Trained things would be far away from your average factory job, but are still trained so graduate students can do their job.


> Would that actually be a bad thing? I see no reason why higher education should not be job training too. World is even more complex place so increased training for some jobs has reached level were university level is needed.

I think that's the point, jobs and their required skills change rapidly and university should be providing something higher-level than just training for a job. A degree should provide you with the necessary skills to teach yourself whatever you'll need to during your career.


Yes.

And if the university thinks underwater basket weaving is really important and should definitely be studied, they should fund it themselves, not the taxpayer, to align incentives. "It's important if I don't have to pay for it" gives me some information.


Agreed. Also places like Harvard can put their money where there mouth is and fund people's education from their endowment. They have enough to pay for all Harvard students tuition indefinitely.


Or we could start to prioritize funding education over the military.


Alignment of incentives is fine. But if the school goes insolvent on older debt someone else will take over repayment and current students will suffer even if new curriculum is better


you should owe the money to the federal government. far more stable persistent lender, infinitely more able to absorb risk, and makes it a very straightforward proposition to forgive student debt.


This is brilliant.


Have foods gotten more processed in the last two decades?

My understanding is that there has been a movement away from hyper processed food, but still a huge uptick in allergies.

The hygiene thesis and antibiotic thesis seem true to me, but I am not sure that processed foods are that determining.


You would probably have to look at the diets of actual people.

Like how do allergies correlate with grocery store chains a person uses.

Are public school lunches any less processed these days?

Are people actually eating much different food outside of a rather small cohort of upper class adults?


There are various definitions of "processed" but I think they center on changing the food structure in a way that doesn't even happen with cooking, for example reforming fats or proteins. There's a large set of vegan products based on reforming soy, rice, and other proteins and I consider those to be very processed, and they have gained in popularity.

Food is getting more and more accessible to buy and order - are people cooking less at home?

People ask each other, "which protein powder do you use?". Protein powder is processed food.

What does cantine and school lunch food look like - the everyday food of children all around the world ought to be very important for this.


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