Because there are a lot of scenarios between total apocalypse and status quo. The USD may collapse partially compared to other currencies and common assets like BTC, gold, silver without me having to defend my home from raiders and trading whiskey for ammunition.
What is an example where gold temporarily replaced a country's currency and it did't go full mad-max? I don't think you have any evidence to back up your claims, but I can just point to COVID and toilet paper to show how slippery the slope can be (replace toilet paper with "food" and play that out in your head). I didn't even mention Zimbabwe (which more closely resembles the Trump regimes blatant corruption) where wheelbarrows of bills couldn't buy bread.
